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Post Updated on 5/22/2024
Common Budget Categories for June
June is here, bringing with it the promise of warm weather, outdoor activities, and memorable celebrations. As we embrace the summer season, it’s easy to get caught up in the excitement and overlook important budget items that can add up quickly.
Whether it’s buying graduation gifts, enrolling your kids in summer camps, or tending to your lawn and garden, these expenses can sneak up on you if you’re not prepared.
To help you stay on top of your finances this month, we’ve compiled a list of six common budget items you don’t want to forget. Read on to ensure your June budget is complete and stress-free!
1. Lawn and Garden
Finally things are starting to look greener here in New York and we have been enjoying lots of sun lately. Lawn and garden centers have been busy and rightfully so. People are excited to get gardens going and spruce up their curb appeal.
Before you head to Home Depot or the garden centers, consider what you need for seeds, flowers, mulch, flower pots, etc.
2. Graduation Gifts
It’s time to celebrate the graduates! If you know someone that is graduating then you may want to plan for a gift.
If you know a high school grad that is heading to college then The Graduate Survival Guide: 5 Mistakes You Can’t Afford to Make in College is an excellent gift to set them on the right path for financial success.
3. Summer BBQ’s and Treats
Summertime is a great excuse to invite friends over for a BBQ and go out and get a special treat (mmm ice cream!). If you enjoy entertaining, then the food budget might be a little bigger this month. To help share the cost and party prep time, ask your friends to bring a dish to pass.
4. Saving for Summer Vacation
Summer is a big time for travel. Whether you are camping on the weekends or planning a week at the beach, now is the time to start a vacation sinking fund. Start researching what it might cost for your vacation so you can set up a budget for transportation, food, entertainment and hotels.
5. Summer Camps and Sports
As the school year is coming to an end, information on summer camps and sports for the kids are coming in. Swim lessons, summer sports, summer recreation programs, and vacation bible school can really add up, especially if you have multiple kids.
If fall sports hits your wallet hard then you will want to start saving some money now for registration fees and gear.
6. Weddings
According to an article on The Knot, June is one of the most popular months for weddings. Plan for wedding attire, gifts and travel if necessary.
Plan Your June Budget
As you navigate through the exciting yet busy month of June, ensuring that your budget covers all the essentials is crucial for financial peace of mind. By proactively planning and accounting for these often overlooked expenses, such as gifts and special summer treats, you can enjoy the summer without unexpected financial stress.
To help you stay on top of your finances all year round, download my free Financial Wellness Checklist. It’s designed to provide you tips to enhance your financial well-being. Don’t let the small things slip through the cracks—take charge of your financial health today!
Related Articles to Help You Plan Your June Budget
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Mastering Financial Wellness: Tips and Tricks
